Joanne Anthony-Gooden Articles

Legal Rights Explained

A couple discussing a cohabitation agreement for property and asset protection in South Africa.

Cohabitation Agreements: Protect Your Rights

Why a "Common Law Marriage" Won’t Protect You: The Importance of a Cohabitation Agreement

Many South African couples believe that if they live together for a certain number of years, they are automatically protected by "common law marriage." The reality is that South African law does not recognise common law marriage.
Whether you have lived together for two years or twenty, you do not have the same automatic financial rights as a married couple. If the relationship ends through a breakup or death, there is no law that entitles you to half the assets, your partner's pension, or even the right to stay in a shared home.
 
Avoiding "Sticky Situations"
When couples purchase property, cars, or furniture together without a legal framework, breakups often lead to messy disputes over "who gets what." Without a formal contract, proving your contribution to an asset can be legally exhausting and expensive.
 
What a Cohabitation Agreement Does
A cohabitation agreement is a simple, proactive contract that allows you to reach a fair arrangement while your relationship is healthy. It provides clarity on:
  • Property Ownership: Who owns the house or how the proceeds are split if it is sold.
  • Financial Contributions: How shared bills, bond payments, and debts are managed.
  • Asset Division: A clear list of who owns specific furniture, vehicles, or pets.
  • Maintenance: Whether any financial support will be provided if the relationship ends.
 
Secure Your Future Today
Starting your life together should be a positive experience. By signing a cohabitation agreement, you aren't planning for a breakup, you are protecting each other from future uncertainty.
Don’t leave your financial security to chance. Consult with our Gqeberha-based legal team to draft an agreement that reflects your unique lifestyle.

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